WELCOME TO FARMERS BANK For more than 20 years, Steven Byrd has helped people in Hampton Roads reach their business and personal financial goals. Steven M. Byrd Senior Vice President Virginia Beach Market Executive NMLS ID: 659370 PROMPT FARMERS BANK FB SERVING THE COMMUNITY SINCE 1919 SECURE Member FDIC www.farmersbankva.com LENDER COURTEOUS RELIABLE WELCOME TO FARMERS BANK For more than 20 years, Steven Byrd has helped people in Hampton Roads reach their business and personal financial goals. Steven M. Byrd Senior Vice President Virginia Beach Market Executive NMLS ID: 659370 PROMPT FARMERS BANK FB SERVING THE COMMUNITY SINCE 1919 SECURE Member FDIC www.farmersbankva.com LENDER COURTEOUS RELIABLE