Great Rates.Big Reward.7-Month CD16-Month CD1.75% 1.80%APYAPYOldPoint.comOLDPOINT757.728.1200fy in oNATIONAL BANKAnnual Percentage Yield (APY) accurate as of 12/24/19. $10,000 minimum deposit and $10,000 minimumbalance required each day to obtain the disclosed APY. All money deposited at opening must be new moneyto the bank and an Old Point checking account is required. Penalty may be applied for early withdrawal.Not available to municipalities and other financial institutions. Fees could reduce earnings. Member FDIC Great Rates. Big Reward. 7-Month CD 16-Month CD 1.75% 1.80% APY APY OldPoint.com OLD POINT 757.728.1200 fy in o NATIONAL BANK Annual Percentage Yield (APY) accurate as of 12/24/19. $10,000 minimum deposit and $10,000 minimum balance required each day to obtain the disclosed APY. All money deposited at opening must be new money to the bank and an Old Point checking account is required. Penalty may be applied for early withdrawal. Not available to municipalities and other financial institutions. Fees could reduce earnings. Member FDIC

Date: December 30, 2019

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Old Point National Bank

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Great Rates. Big Reward. 7-Month CD 16-Month CD 1.75% 1.80% APY APY OldPoint.com OLD POINT 757.728.1200 fy in o NATIONAL BANK Annual Percentage Yield (APY) accurate as of 12/24/19. $10,000 minimum deposit and $10,000 minimum balance required each day to obtain the disclosed APY. All money deposited at opening must be new money to the bank and an Old Point checking account is required. Penalty may be applied for early withdrawal. Not available to municipalities and other financial institutions. Fees could reduce earnings. Member FDIC Great Rates. Big Reward. 7-Month CD 16-Month CD 1.75% 1.80% APY APY OldPoint.com OLD POINT 757.728.1200 fy in o NATIONAL BANK Annual Percentage Yield (APY) accurate as of 12/24/19. $10,000 minimum deposit and $10,000 minimum balance required each day to obtain the disclosed APY. All money deposited at opening must be new money to the bank and an Old Point checking account is required. Penalty may be applied for early withdrawal. Not available to municipalities and other financial institutions. Fees could reduce earnings. Member FDIC

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