PRA Gfoup TM Founded Headquartered in Norfolk, VA Employees worldwide in 1996 As a global leader in acquiring and collecting nonperforming loans, PRA Group returns capital to banks and other creditors to help expand financial services for consumers in the Americas and Europe. With employees and offices worldwide, PRA Group companies collaborate with customers to help them resolve their debt. All of our employees share a set of values and commitments that define how we treat each other, how we relate to our customers, and the responsibilities we have to our shareholders, clients, and the communities in which we live. PRA CARES are the principles that reflect our company's culture, why PRA was started, and who PRA is today. PRAGROU P.COM PRA Gfoup TM Founded Headquartered in Norfolk, VA Employees worldwide in 1996 As a global leader in acquiring and collecting nonperforming loans, PRA Group returns capital to banks and other creditors to help expand financial services for consumers in the Americas and Europe. With employees and offices worldwide, PRA Group companies collaborate with customers to help them resolve their debt. All of our employees share a set of values and commitments that define how we treat each other, how we relate to our customers, and the responsibilities we have to our shareholders, clients, and the communities in which we live. PRA CARES are the principles that reflect our company's culture, why PRA was started, and who PRA is today. PRAGROU P.COM