Owner-Occupied Commercial Real Estate Special Now is the perfect time to take advantage of today's low rates to finance your owner-occupied commercial property. 1st Advantage has the perfect solution to help your business build equity and manage spending! Contact us today to discuss how 1st Advantage can help your business thrive! 3.250% Rate/ 3.296% APR® 5/25 Term & No prepayment penalty Paul N. Szabo, CIA, CFSA Business Relationship Manager A Ist Advantage 757-886-3300 pszabo@1stadvantage.org Federal Credit Union *APR: Annual Percentage Rate. Fixed 3.25% APR for the first five years. The interest rate is current as of June 1, 2020. No Private Mortgage Insurance. Up to 80% loan-to-value (LTV) for purchases and refinances. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. Offer applies to borrowers with an internal commercial risk rating of 3 or better. All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. The payment on a 25-year amortization, $500,000, 5-year fixed-rate loan at 3.25% APR and 80% loan-to-value (LTV) is $2,437. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. The remaining loan balance will mature after the initial fixed term of 5 years. Based on the $500,000, 25 year amortization example, the payment at maturity would be $429,584. Property insurance and, if applicable, flood insurance is required. These payments do not include taxes and insurance premiums. The actual payments will be greater and rates provided are based on current market rates, and are informational only. Payments are estimates and include only principal and interest. Some restrictions may apply. This rate is applicable for owner-occupied purchase of Commercial Real Estate. Federally Insured by NCUA LENDER Owner-Occupied Commercial Real Estate Special Now is the perfect time to take advantage of today's low rates to finance your owner-occupied commercial property. 1st Advantage has the perfect solution to help your business build equity and manage spending! Contact us today to discuss how 1st Advantage can help your business thrive! 3.250% Rate/ 3.296% APR® 5/25 Term & No prepayment penalty Paul N. Szabo, CIA, CFSA Business Relationship Manager A Ist Advantage 757-886-3300 pszabo@1stadvantage.org Federal Credit Union *APR: Annual Percentage Rate. Fixed 3.25% APR for the first five years. The interest rate is current as of June 1, 2020. No Private Mortgage Insurance. Up to 80% loan-to-value (LTV) for purchases and refinances. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. Offer applies to borrowers with an internal commercial risk rating of 3 or better. All Credit Union loan programs, rates, terms, and conditions are subject to credit approval and may change at any time without notice. The payment on a 25-year amortization, $500,000, 5-year fixed-rate loan at 3.25% APR and 80% loan-to-value (LTV) is $2,437. After the five-year fixed-rate period, the interest rate is subject to change, up or down according to market rates at the time of reset. The remaining loan balance will mature after the initial fixed term of 5 years. Based on the $500,000, 25 year amortization example, the payment at maturity would be $429,584. Property insurance and, if applicable, flood insurance is required. These payments do not include taxes and insurance premiums. The actual payments will be greater and rates provided are based on current market rates, and are informational only. Payments are estimates and include only principal and interest. Some restrictions may apply. This rate is applicable for owner-occupied purchase of Commercial Real Estate. Federally Insured by NCUA LENDER